Indicative pricing

Three tiers, published so you can size the decision before you talk to anyone.

These are indicative list prices in South African rand, excluding VAT. They are published for planning purposes only: nothing on this page is a quotation, an offer, or a contract, and your actual terms depend on scope, volume and regulatory profile.

Foundation

A single licensed lender getting onto an audited core.

R 285,000.00per month, excluding VAT

Includes 25,000 active accounts, then R 4.20 per additional account.

  • Three loan verticals of your choice
  • Embedded double-entry accounting, IFRS + management frameworks
  • PayShap + DebiCheck rails
  • Client portal, tenant-branded
  • Hash-chained audit, 7-year retention

Scale

Multi-product lenders and bank subsidiaries with a regulator to satisfy.

R 720,000.00per month, excluding VAT

Includes 150,000 active accounts, then R 3.10 per additional account (-R 1.10 vs Foundation).

  • All seven loan verticals
  • All six reporting frameworks incl. SARB BA returns
  • SAMOS + SADC-RTGS + card + QR
  • Multi-currency wallets and the VAS catalogue
  • Admin portal with two-eyes dual control
  • goAML and reg-calendar submission packs

Sovereign

Tier-1 banks and multi-country groups running Wynk as the system of record.

R 1,850,000.00per month, excluding VAT

Includes 750,000 active accounts, then R 1.95 per additional account (-R 2.25 vs Foundation).

  • Everything in Scale
  • Multi-entity, multi-jurisdiction consolidation
  • Dedicated inspection environment for the supervisor
  • SWIFT MT + MX with co-existence mapping
  • Named reliability engineer and a quarterly chain attestation

Side by side

Indicative tier comparison — all amounts in ZAR excluding VAT
TierMonthly platform feeIncluded accountsPer additional accountDelta vs FoundationDetail
FoundationR 285,000.0025,000R 4.20—Notes
ScaleR 720,000.00150,000R 3.10-R 1.10Notes
SovereignR 1,850,000.00750,000R 1.95-R 2.25Notes

What is and is not included

Every figure above is constructed the same way. The full basis is set out here so nothing depends on a footnote you have to ask for.

Read the pricing basis

How these figures are constructed

  • All figures are in South African rand, excluding VAT, and are indicative list prices — not a quotation and not an offer.
  • Monthly platform fee is billed in advance; account overage is billed in arrears on the peak active-account count for the month.
  • An active account is one that carried a balance or a movement at any point in the billing month.
  • Rail transaction costs, interchange and third-party data fees are passed through at cost and are not included above.
  • Implementation, data migration and any bespoke regulatory return are quoted separately.
  • The per-additional-account delta column compares each tier against Foundation and always carries an explicit sign.
Ask us about a specific structure

Wynk Systems is a bank-grade core-banking platform. Registered in South Africa.
This site is informational: nothing on it constitutes an offer, a quotation, or credit advice.